Split expenses in different currencies
Keep the receipt amount and let the room convert it for the group.
Split fixes the conversion rate when you add an expense and reuses it when you edit that expense. Questions
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Choose one currency for your group's totals, then enter each expense in the currency you paid. Peanut Split converts it at the day's indicative rate and fixes that rate when you add the expense.
For example, a dinner costs 3,200 baht and is shared by four people. Each person's share is 800 baht. If your room uses euros, Split converts the expense to euros before calculating the balances. You can still refer to the receipt to check the original amount.
Choose a consistent way to convert
The currency used for most of the trip is a practical choice for the room. Agree it before you start adding expenses, especially if your group has bank accounts in different currencies.
Use the same conversion method throughout. Mixing a receipt amount, a card statement total and a manual estimate makes it harder to check what the group owes.
Split supports automatic conversion for 156 currencies. The rate is indicative and may differ from your bank's rate. Once an expense is saved, later exchange-rate changes do not change its conversion.
Agree how to handle card costs
A card statement may show a different amount because it uses another rate or includes a fee. For a shared expense, decide whether you will divide the receipt amount or reimburse the cardholder's actual cost. Either approach needs everyone's agreement.
The receipt amount is the easiest default to check. If you agree to share a separately charged fee, record it separately and keep the statement showing it. Avoid entering both the original purchase and the converted card charge as two expenses.
Agree the repayment currency
A balance in euros tells you the amount owed in euros. If someone will repay in another currency, agree the conversion and any transfer fees before sending the money.
Split's conversion is free to use, with no paid tier. It calculates the shared expense; it does not set the exchange rate offered by your payment provider.
For a comparison, see how currency conversion works in Splitwise.
Questions
- Does an expense change when exchange rates move?
- Split fixes the conversion rate when you add an expense and reuses it when you edit that expense.
- Should I enter baht or the pounds on my card statement?
- Use the amount in baht if the group agreed to share receipt amounts. If you agreed to reimburse actual card costs, use the statement amount consistently and do not enter the purchase twice.
- Which currencies support automatic conversion?
- The catalog recognises 162 currency codes; automatic conversion is available for 156 of them. Check that your expense currency supports conversion before relying on it.