When you pay up front for a group trip
Agree how much you will cover and when people will pay you back before booking.
Cover all the bookings only if you can afford to wait for everyone’s repayments. Collecting contributions first or sharing the bookings can reduce how much one person needs to advance. Questions
No email, no password, no download.
Before paying for a group booking, agree each person's share, a repayment date and what happens if someone cancels. If you cannot comfortably cover the full amount, collect contributions first or ask another person to take a booking.
Peanut Split can keep the deposit and the rest of the trip's expenses in one shared room. Everyone can see the amounts recorded and check their balance. The room does not guarantee that you will be paid back.
Before you book
Check the booking terms
Confirm the amount due now, later payment dates and the cancellation terms. Share these with the people taking part.Agree who pays up front
You can split responsibility for the accommodation, car hire and other bookings. Make sure each person agrees to the amount they will cover.Put the agreement in writing
A message in the group chat is enough to make the plan clear. For example: ‘The deposit is €600, so €150 each for four people. Please send your share by Friday.’
Cancellation costs need a separate agreement. Check what can be refunded, whether a replacement guest is allowed and how any remaining cost will be shared. The guide to someone dropping out covers the options.
Add the deposit when you pay it
Create a room and pin the link in the group chat. Anyone with the link can open it and add expenses. Add the amount you paid and select the people who are sharing the booking.
During the trip, ask each person to add their own purchases while they have the receipt. New expenses can wait on the device if there is no signal and send when the connection returns.
Enter the original amount and currency. Split offers automatic conversion for 156 currencies at the day's indicative rate, fixed when each expense is added. This may differ from the rate on a card statement.
Example trip budget
Equal share€461.50 per person
- Trip total€1,846.00
- People4
- Equal share€461.50
An equal split of the example total, rounded to the cent. Individual balances also depend on who paid.
Check the balances and record repayments
Before settling, ask the group to check for missing or duplicate expenses. Split offsets what each person paid against their share and suggests a short payment plan.
Pay using cash, a bank transfer or another agreed method, then record it in the room. Split does not move money or verify payments with a bank. Recording a repayment needs a connection.
If a payment is overdue, contact the person directly with the amount and agreed date. The repayment message guide has examples you can adapt.
The service is free to use, with no paid tier, for groups of up to twenty people. When the room is settled, you can share an expense recap showing the trip total and who paid the most up front.
Create a room for the bookings
Add what you have paid and share the list with the people joining the trip.
Start a splitQuestions
- Should one person pay for every booking?
- Cover all the bookings only if you can afford to wait for everyone’s repayments. Collecting contributions first or sharing the bookings can reduce how much one person needs to advance.
- What if someone cancels after the deposit is paid?
- Check the booking terms and the agreement you made before paying. Work out what is refundable and whether someone else can take the place before deciding how to divide the remaining cost.
- Does adding a deposit mean the others have paid me?
- No. An expense records what you paid and each person’s share. Repayments are separate records, added after someone pays you back.