guide

Split a trip with friends in different countries

Agree on the shared costs and the payment method before everyone goes home.

Each person joins the room by opening its link in a browser and entering a name. There is nothing to install and no account to create. Questions

Start a split

No email, no password, no download.

For a trip with friends in different countries, keep one list of shared expenses and choose a currency for the totals. Agree how people will repay each other while you are still together.

Peanut Split gives the group a shared room where each person can add what they paid. It calculates the balances and suggests a short payment plan. The payments themselves happen through whichever method you agree to use.

Before the first booking

  1. Choose the room currency

    The currency used for most bookings is a useful starting point. Each expense can still be entered in its original currency, with automatic conversion for 156 currencies at an indicative rate.
  2. Share the room

    Put the link in the group chat and pin it. People join in their browser by entering a name. Anyone with that link can access the room, so keep it within the group.
  3. Agree which costs are shared

    Decide how to handle personal meals, alcohol and transport used by only some people. Add each expense with the people who are sharing it.

Record the original amount

If a receipt says 3,200 baht, enter 3,200 baht. Keeping the original amount makes it easier to check later. See splitting expenses in different currencies for card fees and conversion choices.

Add expenses while the details are available. Before leaving, ask everyone to check for missing bookings, cash purchases and duplicate entries.

Agree how to pay across borders

Check that the recipient can receive the currency you plan to send. Look at any transfer fee and agree who covers it before paying.

Cash can work while you are together. A bank transfer or payment service may be more convenient after the trip, but both people need to be able to use it. A payment link still has supported countries and payment methods; check these before relying on it.

Split offsets each person's spending against what they owe. The suggested recipient may therefore be someone who did not pay for your meal directly. The explanation of simplified debts shows why.

Record each repayment after making it. Split does not move money or verify a bank payment, so check with the recipient if a transfer has not arrived.

Create the trip room

Keep bookings and daily spending in one shared list.

Start a split

Questions

Does everyone need to install something?
Each person joins the room by opening its link in a browser and entering a name. There is nothing to install and no account to create.
Should the room use my home currency?
Use a currency the group agrees on. The currency used for most trip expenses makes the totals easier to compare with receipts.
Can we use different methods to pay each other back?
Yes. One pair can use cash and another can use a bank transfer. Record the payments in the room once they have been made.